Financial Planning and Asset Management
Lynda Elley, CLTC, CCPS
Copperwynd Financial
14301 N. 87th Street, Suite 116
Scottsdale, AZ 85260
Phone: 480-348-2100
lelley@copperwyndfinancial.com
www.copperwyndfinancial.com
Lynda and her partner David Daughtrey, provide comprehensive financial planning to individuals and families.
We offer a unique perspective to families looking for financial guidance when faced with a diagnosis
of a terminal disease or long term cognitive impairment. From cash-flow analysis, through insurance reviews and asset protection strategies, we will help you create a plan to get through this challenging time in your family’s life.
Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member NASD/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and Copperwynd Financial are not affiliated.
Long Term Care Insurance
Nicole Gurley, CLTC
Gurley Long-Term Care Insurance
Helping people protect income and assets
8736 East Via del Arbor
Scottsdale, AZ 85258
480.515.2715 Direct
480.515.2713 Fax
www.GurleyLTCI.com
Email: Nicole@GurleyLTCI.com
Nicole Gurley specializes exclusively in long-term care insurance and holds the Certified in Long-Term Care (CLTC) designation. She is appointed by all of the top-rated long-term care insurance carriers. She helps clients select the right carrier based on their health history and customize a plan design to meet their financial goals. She also can help clients with asset-based products when they are uninsurable or have elected to self-insure.
Raymond Spatti, PhD
Senior Long Term Care Specialist
629 W. McNair Road
Chandler, AZ 85225
Phone: (480) 775-4706
Email: spatti@cox.net
Dr. Spatti provides free consultations and expert advice on long term care insurance, including policy reviews, needs planning and cost projections.
Medicare Supplements and Drug Benefits
AZ Insurance Planners
Karen Ratcliff
PO Box 1187
Sun City, AZ 85372
Phone: 623 972-8991
EMail: azinsuranceplanners@cox.net
Karen specializes in helping people with Medicare evaluate all their options, Medicare Supplements, Medicare Advantage and Medicare Part D. Our goal is to listen to the clients’ needs and then find the coverage that best fits their needs. We also pride ourselves in always being available when our client needs us.
Chuck Fosberg Insurance,LLC
Chuck Fosberg, CSA
9641 N. Jagged Circle
Fountain Hills, AZ 85268
Phone (480) 451-1330
Toll Free (877) 451-1330
Email chuckfosberg@cox.net
Chuck Fosberg Ins, specializes in senior health insurance needs, offering Medicare Advantage,Medicare Supplement plans and Part D drug benefits. Our mission is to be valued and trusted advisors, helping our clients make informed decisions to achieve peace of mind and to maintain their lifestyles and independence.
Banking and Private Trust Services
coming soon
Tax Preparation / CPA
PrimeCare Solutions, PLC
Michael Hawthorne, CPA, CSA
7000 N. 16th Street, Suite 120-475
Phoneix, AZ 85020
Phone: 602-944-2339
www.primecaresolutions.com
PrimeCare Solutions, PLC is a full-service certified public accounting and fiduciary services firm located in Phoenix, Arizona. Michael Hawthorne, the firm’s principal, is a CPA, Arizona Certified Fiduciary (see below), and a Certified Senior Advisor.
PrimeCare Solutions specializes in providing CPA PrimePlus Services , which are a unique, customized package of personal financial management and care coordination services designed to help seniors maximize their resources and maintain their lifestyle and independence.
Arizona Certified Fiduciary
Candace Bow
Arizona Guardians & Conservators, LLC
Ph: 480-836-1221
Fax: 480-816-5089
16206 E. Sawik Circle
Fountain Hills, AZ 85268
www.arizonaguardians.com
Arizona Guardians and Conservators, LLC is a group of trained professionals certified by the Arizona Supreme Court. We are surety bonded, surrogate decision-makers. Our compassionate, bi-lingual staff will guide our clients to a safe environment, prudent medical care and emotional support. During a crisis or after an exploitation, we are prepared to act as court appointed Guardian or Conservator, or act as voluntary Power of Attorney. We are members of the National Guardianship Association and the Arizona Fiduciaries Association.
PrimeCare Solutions, PLC
Michael Hawthorne, CPA, CSA
7000 N. 16th Street, Suite 120-475
Phoenix, AZ 85020
Phone: 602-944-2339
www.primecaresolutions.com
In addition to his CPA practice listed above, Michael Hawthorne is also an Arizona Certified Fiduciary.
Condit and Associates
Mary Jane Condit, MBA, CTFA
13912 W. Stardust Blvd, #123B
SunCity West, AZ 85275
Phone: 602 546-6082
E-Mail: mjcondit@w3az.net
Reverse Mortgage Services
Stacey A Behler
Michael Allen
Wells Fargo Home Mortgage
Reverse Mortgage Educator
16150 N Arrowhead Ft Ct #325
Peoria, AZ 85382
Office: 623-776-3672
Make the Most of Retirement!
If you are at least 62 years old and have low or no outstanding mortgage debt, our Reverse Mortgage programs allow you to borrow against the equity you've built in your home without your repaying the debt for as long as you live there. That's the "reverse" part of this kind of mortgage loan. Instead of making monthly payments, you can opt to receive them!
Jan Ferrara, Reverse Mortgage Specialist
Farwest Mortgage
16824 Ave of the Fountains #1
Fountain Hills AZ 85268
Phone: 480-816-4564
www.reversemortgageinfo.org
You worked for your home, now let your home work for you!
FHA insured equity loan, with no out of pocket expense to you and no re-payment as long as you live in the home. Only requirement- 62 years or older and own your home, with or with-out a current mortgage. FHA/HUD approved.
Jason Laks, Mortgage Consultant
Reverse Mortgage Specialist
Morgan Capital
1018 E. Guadalupe Road
Tempe, AZ 85283
Phone: 480 254-1298
Fax: 602 748-5626
www.eMorganCapital.com
Estate Sales and Auctions
Fine Estates
Fran Wiesenberger and Jim Friend
7861 E. Gray Rd.
Suite 109
Scottsdale, AZ 85260
Phone: 480-694-6576 or 480-425-9100
www.fineestatesaz.com
Specializing in Private Appointment Sales, Estate Sales, On-Site Auction Sales, Gallery Auctions, and Personal Property Appraisals
Fine Estates is Arizona's premier estate and personal property specialist. With services ranging from private sales to large public auctions, Fine Estates will assist numerous individuals, businesses and law firms in the areas of probate, bankruptcy, divorce, relocation and liquidation.
Pre-Need Funeral Planning
Jim Vickers
Messinger Mortuaries
3 locations:
7601 E. Indian School Rd.
Scottsdale, AZ 85251
Phone: 480-945-9521
8555 E. Pinnacle Peak Road
Scottsdale, AZ 85547
Phone: 480 502-3378
12065 North Saguaro Blvd.
Fountain Hills, Arizona 85268
Phone: 480 837-5588
Family owned and operated since 1959, Messinger Mortuaries specializes in funeral pre-planning. It affords you the opportunity for making decisions at a less stressful time, as well as opting, if you so choose, to secure the financial obligations at today's costs. It is smart, makes good sense, and is an economically sound decision. We invite you experience our personal attention and sensitivity with the freedom from the pressures of immediate need.
Senior Real Estate Specialists
Vickie McDermott, ABR, SRES
Coldwell Banker Success
3113 E. Lincoln Drive
Phoenix, AZ 85018
Phone: 602-722-7971
Fax: 602-955-2286
The Senior Advantage Real Estate Council® (SAREC®) trains REALTORS® how to meet the special needs of maturing Americans when selling, buying, relocating, or refinancing residential or investment properties. SAREC® tracks senior-specific lifestyle and housing issues . By earning the SRES® designation, REALTORS® are prepared to approach senior clientele with the best options and information for them to make life-changing decisions.
In addition to guiding clients to the right experts on tax laws, probate, estate planning, and a variety of equity conversion strategies, Seniors Real Estate Specialists® can offer clients relevant information on current trends in senior real estate transactions.
Senior Moving Specialists
Davis Movers
Phone: 602 788-7905
800 929-4397
Davis Movers is a Family Owned and Operated Business Since 1989. Based in Phoenix, Arizona they specialize in assisting seniors with local moves, cross-country moves and storage.
Medical/Medicare Bill Review & Auditing
The Patient's Advocate
"Total Concept Medical Billing Service"
Sharyon Rampertab, RN, BSN
10451 Palmeras Drive, Suite 114
Sun City, AZ 85373
Phone: 623 933-0505
The Patient's Advocate serves as a liaison between the client, their insurance companies and their health care providers. Services include: monitoring bill paperwork, monitor overpayments or duplicate billing, clarifying coverage, maximizing reimbursements and recovering funds, managing insurance claims, advising on long term care insurance and navigating paperwork.
Annuities, 401K, IRAs, HSAs and Medicaid Planning, Life Insurance
